{"id":3806,"date":"2020-05-03T23:06:38","date_gmt":"2020-05-03T16:06:38","guid":{"rendered":"https:\/\/hoclamgiau.vn\/?p=3806"},"modified":"2020-05-03T23:06:38","modified_gmt":"2020-05-03T16:06:38","slug":"bi-quyet-dau-tu-chung-khoan","status":"publish","type":"post","link":"https:\/\/hoclamgiau.vn\/bi-quyet-dau-tu-chung-khoan\/","title":{"rendered":"16 B\u00ed quy\u1ebft \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n t\u1eeb CHUY\u00caN GIA cho ng\u01b0\u1eddi m\u1edbi\u00a0"},"content":{"rendered":"

B\u1ea1n c\u00f3 mu\u1ed1n bi\u1ebft <\/span>b\u00ed quy\u1ebft \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n<\/b> t\u1ed1t nh\u1ea5t t\u1eeb \u200b\u200bc\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh t\u00e0i ba nh\u1ea5t th\u1ebf gi\u1edbi kh\u00f4ng? H\u01a1n 20 chuy\u00ean gia \u0111\u1ea7u t\u01b0 chia s\u1ebb b\u00ed m\u1eadt \u0111\u1ea7u t\u01b0 t\u1ed1t nh\u1ea5t c\u1ee7a h\u1ecd. Cho d\u00f9 b\u1ea1n l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi hay \u0111\u00e3 c\u00f3 m\u1ed9t ch\u00fat kinh nghi\u1ec7m, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y nh\u1eefng tuy\u1ec7t chi\u00eau \u0111\u1ea7u t\u01b0 m\u1edbi v\u00e0 hi\u1ec7u qu\u1ea3.<\/span><\/span><\/p>\n

1. T\u1eadp trung v\u00e0o qu\u1ea3n l\u00fd r\u1ee7i ro<\/b><\/span><\/h2>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u00fang tr\u01b0\u1edbc ti\u00ean l\u00e0 t\u1eadp trung v\u00e0o qu\u1ea3n l\u00fd r\u1ee7i ro. \u0110\u00f3 l\u00e0 m\u1ed9t s\u1ef1 th\u1eadt \u0111\u01a1n gi\u1ea3n, ki\u1ec3m so\u00e1t c\u00e1c r\u1ee7i ro ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a t\u1ea1o n\u00ean s\u1ef1 gi\u00e0u c\u00f3. Ki\u1ec3m tra r\u1ee7i ro t\u00e0i ch\u00ednh c\u1ee7a m\u1ed9t doanh nghi\u1ec7p m\u00e0 b\u1ea1n c\u1ea7n \u0111\u1ea7u t\u01b0: t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng \u0111\u00f2n b\u1ea9y t\u00e0i ch\u00ednh, r\u1ee7i ro t\u1eeb c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh,… H\u00e3y nghi\u00ean c\u1ee9u t\u1ea5t c\u1ea3 nh\u1eefng r\u1ee7i ro v\u1ec1 m\u00e3 c\u1ed5 phi\u1ebfu m\u00e0 b\u1ea1n mu\u1ed1n \u0111\u1ea7u t\u01b0.\u00a0<\/span><\/p>\n

\u0110i\u1ec1u quy\u1ebft \u0111\u1ecbnh s\u1ef1 gi\u00e0u c\u00f3 c\u1ee7a b\u1ea1n kh\u00f4ng ph\u1ea3i b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c bao nhi\u00eau khi b\u1ea1n \u0111\u00fang m\u00e0 l\u00e0 b\u1ea1n s\u1ebd m\u1ea5t bao nhi\u00eau khi ph\u1ea1m ph\u1ea3i sai l\u1ea7m.<\/span><\/p>\n

2. \u0110\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng<\/b><\/span><\/h2>\n

C\u00e1ch d\u1ec5 nh\u1ea5t \u0111\u1ec3 b\u1eaft \u0111\u1ea7u vi\u1ec7c \u0111\u1ea7u t\u01b0 l\u00e0 th\u1ef1c hi\u1ec7n ch\u00fang ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng. N\u1ebfu b\u1ea1n mu\u1ed1n nh\u1eadn kho\u1ea3n l\u1ee3i nhu\u1eadn t\u1eeb \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh m\u1ed7i n\u0103m, h\u00e3y thi\u1ebft l\u1eadp t\u1ef1 \u0111\u1ed9ng g\u1eedi ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n m\u1ed7i khi nh\u1eadn \u0111\u01b0\u1ee3c thu nh\u1eadp. H\u1ea7u h\u1ebft c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi cung c\u1ea5p t\u00f9y ch\u1ecdn t\u1ef1 \u0111\u1ed9ng n\u00e0y. H\u00e3y y\u00eau c\u1ea7u nh\u00e0 m\u00f4i gi\u1edbi v\u00e0 h\u1ecd s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n c\u00e1ch th\u1ef1c hi\u1ec7n.<\/span><\/p>\n

3. C\u1ea9n th\u1eadn v\u1edbi nh\u1eefng l\u1eddi khuy\u00ean<\/b><\/span><\/h2>\n

L\u1eddi khuy\u00ean t\u1eeb ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 ho\u1eb7c nh\u1eefng ng\u01b0\u1eddi k\u00e9m chuy\u00ean nghi\u1ec7p th\u01b0\u1eddng mang \u0111\u1ebfn sai l\u1ea7m. \u0110\u00e3 c\u00f3 v\u00f4 s\u1ed1 ng\u01b0\u1eddi \u0111\u01b0a ra m\u1ed9t s\u1ed1 m\u1eb9o ch\u1ee9ng kho\u00e1n thi\u1ebfu ki\u1ec3m ch\u1ee9ng (th\u01b0\u1eddng kh\u00f4ng c\u00f3 kinh nghi\u1ec7m \u0111\u1ea7u t\u01b0), nh\u1eefng tin t\u1ee9c n\u1ed9i gi\u00e1n \u0111\u00e1ng ng\u1edd. Khi b\u1ea1n g\u1eb7p ph\u1ea3i \u0111i\u1ec1u n\u00e0y, c\u00e1ch d\u1ec5 nh\u1ea5t \u0111\u1ec3 b\u1ea3o to\u00e0n s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n l\u00e0 kh\u00f4ng \u0111\u1ea7u t\u01b0 theo c\u00e1c l\u1eddi khuy\u00ean \u0111\u00f3. Ch\u00ednh b\u1ea1n m\u1edbi l\u00e0 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea3n th\u00e2n.<\/span><\/p>\n

4. \u0110\u1ea7u t\u01b0 d\u00e0i h\u1ea1n<\/b><\/span><\/h2>\n

\u0110\u1eebng c\u1ed1 g\u1eafng \u0111\u1ec3 l\u01b0\u1edbt s\u00f3ng trong ng\u1eafn h\u1ea1n n\u1ebfu b\u1ea1n ch\u01b0a c\u00f3 kinh nghi\u1ec7m. R\u1ea5t kh\u00f3 \u0111\u1ec3 b\u1ea1n gi\u00e0nh \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng. Qu\u00e1 kh\u00f3 \u0111\u1ec3 nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi c\u00f3 th\u1ec3 hi\u1ec3u, t\u00ednh to\u00e1n v\u00e0 d\u1ef1 \u0111o\u00e1n t\u1ea5t c\u1ea3 c\u00e1c l\u1ef1c \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn di\u1ec5n bi\u1ebfn th\u1ecb tr\u01b0\u1eddng trong ng\u1eafn h\u1ea1n. Thay v\u00e0o \u0111\u00f3, b\u1ea1n h\u00e3y h\u01b0\u1edbng t\u1edbi\u00a0 chi\u1ebfn th\u1eafng trong c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n m\u00e0 b\u1ea1n \u0111\u00e3 nghi\u00ean c\u1ee9u c\u1ea9n th\u1eadn v\u00e0 c\u00f3 ph\u01b0\u01a1ng ph\u00e1p.<\/span><\/p>\n

5. T\u00ecm m\u1ed9t ng\u01b0\u1eddi c\u1ed1 v\u1ea5n \u0111\u1ea7u t\u01b0<\/b><\/span><\/h2>\n

T\u00ecm ai \u0111\u00f3 gi\u1ecfi chuy\u00ean m\u00f4n v\u00e0 \u0111ang \u0111\u1ea7u t\u01b0 hi\u1ec7u qu\u1ea3. N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u v\u1ec1 \u0111\u1ea7u t\u01b0 th\u00ec c\u00e1ch t\u1ed1t nh\u1ea5t l\u00e0 t\u00ecm m\u1ed9t ng\u01b0\u1eddi c\u1ed1 v\u1ea5n c\u00f3 th\u1ec3 d\u1ea1y cho b\u1ea1n nh\u1eefng ki\u1ebfn th\u1ee9c th\u1ef1c t\u1ebf. Kh\u00f4ng ch\u1ec9 nh\u1eefng l\u00fd thuy\u1ebft kh\u00f4 c\u1ee9ng v\u1ec1 \u0111\u1ea7u t\u01b0, ch\u00ednh kinh nghi\u1ec7m th\u1ef1c chi\u1ebfn m\u1edbi gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi nhanh ch\u00f3ng c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng th\u1eafng l\u1ee3i \u0111\u1ea7u ti\u00ean.<\/span><\/p>\n

6. Th\u1ef1c hi\u1ec7n theo quy t\u1eafc 20%<\/b><\/span><\/h2>\n

Sau khi b\u1ea1n th\u1ef1c hi\u1ec7n nghi\u00ean c\u1ee9u v\u00e0 mua c\u1ed5 phi\u1ebfu \u0111\u1ea7u ti\u00ean c\u1ee7a m\u00ecnh, h\u00e3y theo d\u00f5i c\u1ed5 phi\u1ebfu \u0111\u00f3. M\u1ed9t khi gi\u00e1 c\u1ed5 phi\u1ebfu \u0111\u00e3 t\u0103ng ho\u1eb7c gi\u1ea3m 20%, \u0111\u00e3 \u0111\u1ebfn l\u00fac b\u1ea1n b\u00e1n n\u00f3 v\u00e0 chuy\u1ec3n sang c\u1ed5 phi\u1ebfu ti\u1ebfp theo. N\u1ebfu gi\u00e1 c\u1ed5 phi\u1ebfu duy tr\u00ec tr\u00ean 20% ho\u1eb7c cao h\u01a1n tr\u00ean 3 tu\u1ea7n, th\u00ec b\u1ea1n c\u00f3 th\u1ec3 gi\u1eef c\u1ed5 phi\u1ebfu \u0111\u00f3 trong t\u1ed1i \u0111a 8 tu\u1ea7n. M\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n l\u00e0 b\u00e1n c\u1ed5 phi\u1ebfu v\u00e0 ch\u1ed1t l\u1eddi. B\u1ea1n lu\u00f4n c\u00f3 th\u1ec3 mua l\u1ea1i c\u1ed5 phi\u1ebfu sau khi gi\u00e1 c\u1ed5 phi\u1ebfu \u0111\u00e3 gi\u1ea3m.<\/span><\/p>\n

7. H\u00e3y ki\u00ean nh\u1eabn<\/b><\/span><\/h2>\n

H\u00e3y c\u1ed1 g\u1eafng ki\u00ean nh\u1eabn v\u1edbi nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh. Tr\u1eeb khi b\u1ea1n c\u1ef1c k\u1ef3 may m\u1eafn, b\u1ea1n s\u1ebd kh\u00f4ng tr\u1edf n\u00ean gi\u00e0u c\u00f3 ch\u1ec9 sau m\u1ed9t \u0111\u00eam. Nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi n\u00ean \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n v\u00e0 kh\u00f4ng \u0111\u1ec3 t\u00e2m l\u00fd b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi nh\u1eefng bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng trong ng\u1eafn h\u1ea1n. Nhi\u1ec1u nh\u1ea5t b\u1ea1n ch\u1ec9 xem x\u00e9t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n m\u1ed9t ho\u1eb7c hai l\u1ea7n m\u1ed9t n\u0103m. B\u1ea1n h\u00e3y nh\u00ecn v\u00e0o hi\u1ec7u su\u1ea5t d\u00e0i h\u1ea1n c\u1ee7a b\u1ea5t k\u1ef3 kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee5 th\u1ec3 n\u00e0o (n\u0103m ho\u1eb7c m\u01b0\u1eddi n\u0103m) thay v\u00ec hi\u1ec7u qu\u1ea3 ng\u1eafn h\u1ea1n c\u1ee7a n\u00f3.<\/span><\/p>\n

8. Ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n \u0111\u1ea7u t\u01b0 h\u1ee3p l\u00fd<\/b><\/span><\/h2>\n

Ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n ph\u00f9 h\u1ee3p l\u00e0 m\u1ed9t nguy\u00ean l\u00fd \u0111\u1ea7u t\u01b0 c\u01a1 b\u1ea3n. Th\u1eadt kh\u00f4ng may, nhi\u1ec1u ng\u01b0\u1eddi t\u1eadp trung t\u1ed1i \u01b0u h\u00f3a ph\u00e2n b\u1ed5 danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd cho cu\u1ed9c s\u1ed1ng v\u00e0 ph\u00f2ng ng\u1eeba r\u1ee7i ro. C\u00e1c d\u1ecbch v\u1ee5, ch\u1eb3ng h\u1ea1n nh\u01b0 tr\u00ecnh qu\u1ea3n l\u00fd danh m\u1ee5c \u0111\u1ea7u t\u01b0 s\u1ebd cung c\u1ea5p cho m\u1ecdi ng\u01b0\u1eddi c\u00e1i nh\u00ecn to\u00e0n di\u1ec7n v\u1ec1 t\u1ea5t c\u1ea3 t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c t\u1eadp trung \u1edf m\u1ed9t n\u01a1i. Ngo\u00e0i ra, ch\u00fang c\u0169ng \u0111\u01b0\u1ee3c\u00a0 thi\u1ebft k\u1ebf \u0111\u1ec3 gi\u00fap t\u1ed1i \u01b0u h\u00f3a ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n m\u1ed9t c\u00e1ch\u00a0 t\u1ed5ng th\u1ec3. B\u1eb1ng c\u00e1ch n\u00e0y, ch\u00fang ta c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n thu, chi ph\u00ed thu\u1ebf, chi ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch th\u1ed1ng nh\u1ea5t v\u00e0 hi\u1ec7u qu\u1ea3.<\/span><\/p>\n

9. B\u1ea1n kh\u00f4ng th\u1ec3 \u0111\u00e1nh b\u1ea1i th\u1ecb tr\u01b0\u1eddng<\/b><\/span><\/h2>\n

B\u00ed quy\u1ebft \u0111\u1ea7u t\u01b0 l\u1edbn nh\u1ea5t ch\u00ednh l\u00e0 b\u1ea1n kh\u00f4ng th\u1ec3 \u0111\u00e1nh b\u1ea1i th\u1ecb tr\u01b0\u1eddng. Nhi\u1ec1u nghi\u00ean c\u1ee9u \u0111\u00e3 ch\u1ee9ng minh \u0111i\u1ec1u n\u00e0y. Thay v\u00ec c\u1ed1 g\u1eafng ch\u1ecdn qu\u1ef9 n\u00f3ng ho\u1eb7c c\u1ed5 phi\u1ebfu n\u00f3ng ti\u1ebfp theo, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ed1t h\u01a1n l\u00e0 s\u1edf h\u1eefu m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111a d\u1ea1ng v\u1edbi chi ph\u00ed th\u1ea5p, c\u00e1c qu\u1ef9 t\u01b0\u01a1ng h\u1ed7 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd t\u1ed1t ho\u1eb7c c\u00e1c qu\u1ef9 ETF.\u00a0<\/span><\/p>\n

Kh\u00f4ng ph\u1ea3i Warren Buffett \u0111\u00e3 \u0111\u00e1nh b\u1ea1i th\u1ecb tr\u01b0\u1eddng hay sao?\u00a0<\/span><\/strong><\/p>\n

B\u1ea1n kh\u00f4ng ph\u1ea3i l\u00e0 Warren Buffett v\u00e0 tr\u00ean th\u1ebf gi\u1edbi r\u1ea5t \u00edt ng\u01b0\u1eddi c\u00f3 \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng \u0111\u1ea7u t\u01b0 si\u00eau \u0111\u1eb3ng nh\u01b0 \u00f4ng \u1ea5y.<\/span><\/p>\n

10. Khai th\u00e1c l\u1ee3i nhu\u1eadn th\u1ecb tr\u01b0\u1eddng<\/b><\/span><\/h2>\n

C\u00f3 hai c\u00e1ch \u0111\u1ea7u t\u01b0 c\u01a1 b\u1ea3n v\u00e0o ch\u1ee9ng kho\u00e1n m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m theo:\u00a0<\/span><\/p>\n