{"id":821,"date":"2019-07-15T09:43:28","date_gmt":"2019-07-15T02:43:28","guid":{"rendered":"http:\/\/hoclamgiau.vn\/?p=821"},"modified":"2020-12-09T03:04:53","modified_gmt":"2020-12-08T20:04:53","slug":"cach-vay-tien-ngan-hang-acb","status":"publish","type":"post","link":"https:\/\/hoclamgiau.vn\/cach-vay-tien-ngan-hang-acb\/","title":{"rendered":"C\u00e1ch vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB"},"content":{"rendered":"

Vay ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t nhu c\u1ea7u t\u1ea5t y\u1ebfu v\u00e0 mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng nhi\u1ec1u l\u1ee3i \u00edch v\u1ec1 v\u1ed1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c nhu c\u1ea7u trong cu\u1ed9c s\u1ed1ng. Ngo\u00e0i vay th\u1ebf ch\u1ea5p, hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n h\u1ed7 tr\u1ee3 h\u00ecnh th\u1ee9c vay t\u00edn ch\u1ea5p ng\u1eafn h\u1ea1n, d\u00e0i h\u1ea1n v\u1edbi ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00f4 c\u00f9ng linh ho\u1ea1t. <\/i><\/p>\n

V\u1eady,<\/i> vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB<\/i><\/b> s\u1ebd c\u1ea7n ph\u1ea3i nh\u1eefng y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 nh\u01b0 th\u1ebf n\u00e0o? C\u00f9ng t\u00ecm hi\u1ec3u qua chia s\u1ebb c\u1ee7a Doctor \u0110\u1ed3ng nh\u00e9.<\/i><\/p>\n

C\u00e1c h\u00ecnh th\u1ee9c vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB<\/b><\/h2>\n

\"Ng\u00e2n<\/p>\n

Trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ACB l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng khi l\u00e0 ng\u00e2n h\u00e0ng duy nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng khuy\u1ebfn kh\u00edch tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n m\u00e0 kh\u00f4ng b\u1ecb ph\u1ea1t h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t; linh ho\u1ea1t tr\u1ea3 n\u1ee3 g\u1ed1c ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh kh\u00e1ch h\u00e0ng.<\/p>\n

Vay kinh doanh<\/b><\/h3>\n

Kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay v\u1ed1n ph\u1ee5c v\u1ee5 cho nhu c\u1ea7u kinh doanh, huy \u0111\u1ed9ng v\u1ed1n kinh doanh \u0111\u1ec1u c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m vay kinh doanh ng\u00e2n h\u00e0ng ACB v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i h\u00e0ng \u0111\u1ea7u tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay. Vay v\u1ed1n kinh doanh s\u1ebd gi\u00fap c\u00e1c doanh nghi\u1ec7p \u0111\u1ee7 v\u1ed1n \u0111\u1ec3 v\u1eadn h\u00e0nh ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a doanh nghi\u1ec7p ho\u1eb7c tri\u1ec3n khai c\u00e1c d\u1ef1 \u00e1n kinh doanh k\u1ecbp th\u1eddi theo ti\u1ebfn \u0111\u1ed9.<\/p>\n

Vay mua nh\u00e0<\/b><\/h3>\n

Vay mua nh\u00e0 l\u00e0 g\u00f3i s\u1ea3n ph\u1ea9m ph\u1ed5 bi\u1ebfn b\u1edfi l\u00e3i su\u1ea5t th\u1ea5p, h\u1ed7 tr\u1ee3 c\u00e1c c\u00e1 nh\u00e2n, gia \u0111\u00ecnh c\u00f3 ngu\u1ed3n v\u1ed1n \u0111\u1ec3 mua nh\u00e0 \u2013 \u0111\u1ea5t \u1edf, s\u1eafm s\u1eeda nh\u00e0 c\u1eeda. \u0110\u1ed1i v\u1edbi m\u1ee5c \u0111\u00edch mua nh\u00e0 \u1edf, kh\u00e1ch h\u00e0ng s\u1ebd s\u1eed d\u1ee5ng ch\u00ednh b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 th\u1ebf ch\u1ea5p v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tr\u1ea3 tr\u01b0\u1edbc h\u1ea1n m\u00e0 kh\u00f4ng b\u1ecb t\u00ednh ph\u00ed ph\u00e1t sinh.<\/p>\n

Vay ti\u00eau d\u00f9ng<\/b><\/h3>\n

Vay ti\u00eau d\u00f9ng ACB t\u00edn ch\u1ea5p ho\u1eb7c c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 g\u00f3i ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c nhau nh\u1eb1m c\u00f3 \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n ph\u1ee5c v\u1ee5 cho c\u00e1c nhu c\u1ea7u \u0103n \u1edf, \u0111i l\u1ea1i, mua s\u1eafm, ti\u00eau d\u00f9ng. M\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng cho t\u1eebng s\u1ea3n ph\u1ea9m vay ti\u00eau d\u00f9ng s\u1ebd c\u00f3 s\u1ef1 kh\u00e1c nhau, th\u1eddi gian vay c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 10 n\u0103m.<\/p>\n

Vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf<\/b><\/h3>\n

Th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf vay ti\u1ec1n ACB c\u00f3 l\u00e3i su\u1ea5t th\u1ea5p v\u00e0 \u1ed5n \u0111\u1ecbnh h\u01a1n so v\u1edbi d\u1ecbch v\u1ee5 vay t\u00edn ch\u1ea5p, c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u v\u1ed1n l\u1edbn c\u1ee7a kh\u00e1ch h\u00e0ng khi s\u1ed1 ti\u1ec1n vay c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn h\u00e0ng t\u1ef7 \u0111\u1ed3ng, th\u1ee7 t\u1ee5c nhanh ch\u00f3ng, d\u1ec5 d\u00e0ng. Tuy nhi\u00ean, g\u00f3i s\u1ea3n ph\u1ea9m n\u00e0y ch\u1ec9 ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng s\u1edf h\u1eefu s\u1ed5 \u0111\u1ecf (nh\u00e0 \u1edf – \u0111\u1ea5t \u1edf).<\/p>\n

M\u1ed7i s\u1ea3n ph\u1ea9m ACB cung c\u1ea5p s\u1ebd c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m ri\u00eang. V\u00ec v\u1eady, c\u0103n c\u1ee9 v\u00e0o \u0111i\u1ec1u ki\u1ec7n kh\u00e1ch h\u00e0ng, m\u1ee5c \u0111\u00edch, kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh,…, ng\u00e2n h\u00e0ng ACB s\u1ebd c\u00f3 ri\u00eang c\u00e1c s\u1ea3n ph\u1ea9m h\u1ed7 tr\u1ee3 ph\u00f9 h\u1ee3p.<\/p>\n

\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB<\/b><\/h2>\n

\u0110\u1ed1i v\u1edbi c\u00e1c g\u00f3i s\u1ea3n ph\u1ea9m vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB s\u1ebd c\u00f3 nh\u1eefng y\u00eau c\u1ea7u chung \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1ee7i ro cho ng\u00e2n h\u00e0ng. Trong \u0111\u00f3, ng\u01b0\u1eddi vay ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n v\u1ec1 \u0111\u1ed9 tu\u1ed5i t\u1ed1i thi\u1ec3u\/t\u1ed1i \u0111a, ph\u1ea3i sinh s\u1ed1ng t\u1ea1i khu v\u1ef1c th\u1ef1c hi\u1ec7n giao d\u1ecbch vay ti\u1ec1n, ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh tr\u1ea3 n\u1ee3.<\/p>\n

Ngo\u00e0i ra, v\u1edbi m\u1ed7i g\u00f3i s\u1ea3n ph\u1ea9m ng\u00e2n h\u00e0ng \u00c1 ch\u00e2u m\u00e0 \u0111i\u1ec1u ki\u1ec7n s\u1ebd \u0111\u01b0\u1ee3c t\u00f9y ch\u1ec9nh sao cho ph\u00f9 h\u1ee3p. \u0110\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m vay th\u1ebf ch\u1ea5p, kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng minh quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. C\u00f2n \u0111\u1ed1i v\u1edbi vay t\u00edn ch\u1ea5p, kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u1ec1 thu nh\u1eadp qua l\u01b0\u01a1ng, ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh (SXKD),…<\/p>\n

Th\u1ee7 t\u1ee5c v\u00e0 h\u1ed3 s\u01a1 vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB<\/b><\/h2>\n

\"Vay<\/p>\n

N\u1eafm b\u1eaft \u0111\u1ea7y \u0111\u1ee7 th\u1ee7 t\u1ee5c v\u00e0 y\u00eau c\u1ea7u h\u1ed3 s\u01a1 vay v\u1ed1n ng\u00e2n h\u00e0ng ACB s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c chu\u1ea9n b\u1ecb gi\u1ea5y t\u1edd, t\u0103ng c\u01a1 h\u1ed9i h\u1ed3 s\u01a1 vay v\u1ed1n \u0111\u01b0\u1ee3c x\u00e9t duy\u1ec7t.<\/p>\n

H\u1ed3 s\u01a1 vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB:<\/b><\/h3>\n

+ H\u1ed3 s\u01a1 vay t\u00edn ch\u1ea5p:<\/b><\/p>\n

\u0110\u1ed1i v\u1edbi kho\u1ea3n vay t\u00edn ch\u1ea5p theo l\u01b0\u01a1ng, vay theo b\u1ea3o hi\u1ec3m, h\u00f3a \u0111\u01a1n ti\u1ec1n \u0111i\u1ec7n, t\u00edn ch\u1ea5p gi\u1ea5y \u0111\u0103ng k\u00fd xe,…, kh\u00e1ch h\u00e0ng c\u1ea7n chu\u1ea9n b\u1ecb gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n theo m\u1eabu quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng; CMND v\u00e0 S\u1ed5 h\u1ed9 kh\u1ea9u ho\u1eb7c KT3; gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp,…<\/p>\n

+ H\u1ed3 s\u01a1 vay th\u1ebf ch\u1ea5p<\/b><\/p>\n

\u00c1p d\u1ee5ng v\u1edbi c\u00e1c kho\u1ea3n vay mua xe, vay mua nh\u00e0, vay kinh doanh, du h\u1ecdc. Gi\u1ea5y t\u1edd bao g\u1ed3m: Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n ng\u00e2n h\u00e0ng; CMND\/KT3\/SHK; gi\u1ea5y x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng h\u00f4n nh\u00e2n; gi\u1ea5y ch\u1ee9ng minh m\u1ee5c \u0111\u00edch vay v\u1ed1n; gi\u1ea5y t\u1edd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (s\u1ed5 \u0111\u1ecf, gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p, s\u1ed5 ti\u1ebft ki\u1ec7m, tr\u00e1i phi\u1ebfu, k\u1ef3 phi\u1ebfu); gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n (n\u1ebfu c\u00f3); h\u1ed3 s\u01a1 ph\u01b0\u01a1ng \u00e1n vay v\u1ed1n; gi\u1ea5y t\u1edd b\u1ea3o l\u00e3nh b\u1eb1ng t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba,…<\/p>\n

Th\u1ee7 t\u1ee5c vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB:<\/b><\/h3>\n

Kh\u00e1ch h\u00e0ng chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 ph\u00e1p l\u00fd, h\u1ed3 s\u01a1 vay v\u1ed1n theo y\u00eau c\u1ea7u c\u1ee7a ng\u00e2n h\u00e0ng ACB s\u1ebd b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n quy tr\u00ecnh th\u1ee7 t\u1ee5c vay ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng.<\/p>\n

B\u01b0\u1edbc 1: Th\u1ea9m \u0111\u1ecbnh<\/i><\/b><\/p>\n

Ng\u00e2n h\u00e0ng th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 c\u1ee7a kh\u00e1ch h\u00e0ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi g\u00f3i s\u1ea3n ph\u1ea9m kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u, th\u1ea9m \u0111\u1ecbnh c\u00e1c gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, th\u1ebf ch\u1ea5p (\u0111\u1ed1i v\u1edbi vay th\u1ebf ch\u1ea5p), th\u1ea9m \u0111\u1ecbnh v\u1ec1 c\u00f4ng ty l\u00e0m vi\u1ec7c, h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, b\u1ea3ng l\u01b0\u01a1ng (\u0111\u1ed1i v\u1edbi vay t\u00edn ch\u1ea5p),… Ti\u1ebfn h\u00e0nh kh\u1ea3o s\u00e1t t\u00ecnh h\u00ecnh nh\u00e0 \u1edf, ph\u00f2ng tr\u1ecd, c\u00f4ng vi\u1ec7c, t\u00ecnh h\u00ecnh kinh doanh th\u1ef1c \u0111\u1ecba,…<\/p>\n

B\u01b0\u1edbc 2: X\u00e9t duy\u1ec7t vay ti\u1ec1n<\/i><\/b><\/p>\n

Tr\u00ean c\u01a1 s\u1edf \u0111\u00e3 th\u1ea9m \u0111\u1ecbnh v\u00e0 kh\u1ea3o s\u00e1t th\u1ef1c t\u1ebf, h\u1ec7 th\u1ed1ng th\u1ea9m \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng ACB s\u1ebd ti\u1ebfn h\u00e0nh x\u00e9t duy\u1ec7t h\u1ed3 s\u01a1, l\u1eadp t\u1edd tr\u00ecnh th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng l\u00ean Ban t\u00edn d\u1ee5ng ho\u1eb7c h\u1ed9i \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u1ec3 ph\u00e1n quy\u1ebft cho vay ho\u1eb7c t\u1eeb ch\u1ed1i cho vay.<\/p>\n

B\u01b0\u1edbc 3: C\u00f4ng ch\u1ee9ng th\u1ebf ch\u1ea5p v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch<\/i><\/b><\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c h\u1ed3 s\u01a1 qua \u0111\u01b0\u1ee3c b\u01b0\u1edbc x\u00e9t duy\u1ec7t s\u1ebd ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n k\u00fd h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p c\u00f3 c\u00f4ng ch\u1ee9ng.<\/p>\n

B\u01b0\u1edbc 4: Gi\u1ea3i ng\u00e2n<\/i><\/b><\/p>\n

Sau khi c\u00f3 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3o, \u0111\u1ed1i v\u1edbi kho\u1ea3n vay th\u1ebf ch\u1ea5p, ng\u00e2n h\u00e0ng s\u1ebd li\u00ean h\u1ec7 kh\u00e1ch h\u00e0ng l\u00ean nh\u1eadn ti\u1ec1n gi\u1ea3i ng\u00e2n.<\/p>\n

C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB<\/b><\/h2>\n

\"C\u00e1ch<\/p>\n

M\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB \u00e1p d\u1ee5ng s\u1ebd t\u00f9y theo g\u00f3i s\u1ea3n ph\u1ea9m, m\u1ee5c \u0111\u00edch vay, kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

– G\u00f3i vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 mua xe, v\u1eadt d\u1ee5ng: 6 th\u00e1ng 9%, 12 th\u00e1ng 9,5%.<\/p>\n

– G\u00f3i vay mua nh\u00e0 \u2013 \u0111\u1ea5t \u1edf, x\u00e2y d\u1ef1ng nh\u00e0 \u1edf: 6 th\u00e1ng l\u00e0 8,6%, 12 th\u00e1ng l\u00e0 9%<\/p>\n

– G\u00f3i vay kinh doanh: 3 th\u00e1ng \u0111\u1ea7u l\u00e3i su\u1ea5t 7,8%<\/p>\n

=> L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i = L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi th\u00e1ng 13 + Bi\u00ean \u0111\u1ed9 vay<\/i><\/b><\/p>\n

Ng\u00e2n h\u00e0ng \u00c1 ch\u00e2u ACB l\u00e0 ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng nh\u1eefng \u01b0u \u0111\u00e3i v\u1ec1 l\u00e3i su\u1ea5t minh b\u1ea1ch cho kh\u00e1ch h\u00e0ng ngay t\u1eeb \u0111\u1ea7u. Qua \u0111\u00f3, kh\u00e1ch h\u00e0ng s\u1ebd d\u1ec5 d\u00e0ng t\u00ednh to\u00e1n \u0111\u01b0\u1ee3c m\u1ee9c ch\u00eanh l\u1ec7ch kho\u1ea3n vay sau khi t\u1ea5t to\u00e1n \u0111\u1ec3 c\u00e2n nh\u1eafc kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/p>\n

Kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay ti\u1ec1n ng\u00e2n h\u00e0ng ACB c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00e1c chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch ACB g\u1ea7n nh\u1ea5t \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ed9i ng\u0169 chuy\u00ean vi\u00ean h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"

Vay ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t nhu c\u1ea7u t\u1ea5t y\u1ebfu v\u00e0 mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng nhi\u1ec1u l\u1ee3i \u00edch v\u1ec1 v\u1ed1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c nhu c\u1ea7u trong cu\u1ed9c s\u1ed1ng<\/p>\n","protected":false},"author":155708575,"featured_media":822,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[433938704],"tags":[],"_links":{"self":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts\/821"}],"collection":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/users\/155708575"}],"replies":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/comments?post=821"}],"version-history":[{"count":0,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts\/821\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/media\/822"}],"wp:attachment":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/media?parent=821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/categories?post=821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/tags?post=821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}