{"id":855,"date":"2019-07-23T20:08:44","date_gmt":"2019-07-23T13:08:44","guid":{"rendered":"http:\/\/hoclamgiau.vn\/?p=855"},"modified":"2020-04-09T01:54:22","modified_gmt":"2020-04-08T18:54:22","slug":"cach-tiet-kiem-tien-chat-nhu-nuoc-cat","status":"publish","type":"post","link":"https:\/\/hoclamgiau.vn\/cach-tiet-kiem-tien-chat-nhu-nuoc-cat\/","title":{"rendered":"C\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n ch\u1ea5t nh\u01b0 n\u01b0\u1edbc c\u1ea5t"},"content":{"rendered":"

\"cach-tiet-kiem-tien-chat-nhu-nuoc-cat\"<\/p>\n

Gi\u00e1 c\u00e1 th\u1ecb tr\u01b0\u1eddng ng\u00e0y c\u00e0ng leo thang khi\u1ebfn cho vi\u1ec7c thu, chi c\u1ee7a b\u1ea1n g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n. B\u1ea1n kh\u00f4ng bi\u1ebft c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n n\u00ean c\u1ee9 l\u1eb7p \u0111i l\u1eb7p l\u1ea1i vi\u1ec7c vay n\u1ee3 r\u1ed3i tr\u1ea3 n\u1ee3. H\u00e3y \u00e1p d\u1ee5ng ngay nh\u1eefng c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/strong> d\u01b0\u1edbi \u0111\u00e2y nh\u00e9! Ch\u00fang s\u1ebd gi\u00fap \u00edch cho c\u00e1c b\u1ea1n r\u1ea5t nhi\u1ec1u \u0111\u1ea5y.<\/p>\n

Ai trong ch\u00fang ta c\u0169ng mong mu\u1ed1n m\u00ecnh c\u00f3 th\u1eadt nhi\u1ec1u ti\u1ec1n \u0111\u1ec3 cu\u1ed9c s\u1ed1ng tho\u1ea3i m\u00e1i h\u01a1n. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i c\u1ee9 c\u1eafm \u0111\u1ea7u v\u00e0o l\u00e0m vi\u1ec7c l\u00e0 c\u00f3 th\u1ec3 gi\u00e0u l\u00ean. B\u1edfi, l\u00e0m nhi\u1ec1u m\u00e0 kh\u00f4ng bi\u1ebft <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b> th\u00ec c\u0169ng nh\u01b0 kh\u00f4ng. Do \u0111\u00f3, l\u00ean k\u1ebf ho\u1ea1ch chi ti\u00eau v\u00e0 t\u00ednh to\u00e1n c\u1ee5 th\u1ec3 c\u00e1ch s\u1eed d\u1ee5ng ti\u1ec1n r\u1ea5t quan tr\u1ecdng. N\u00f3 gi\u00fap b\u1ea1n v\u01b0\u1ee3t qua nh\u1eefng c\u01a1n b\u00e3o gi\u00e1 hi\u1ec7n nay.\u00a0<\/span><\/p>\n

M\u1ed9t s\u1ef1 th\u1eadt l\u00e0 nh\u1eefng b\u1ea1n sinh vi\u00ean m\u1edbi ra tr\u01b0\u1eddng, \u0111i l\u00e0m v\u00e0i n\u0103m nh\u1eefng thu nh\u1eadp h\u00e0ng th\u00e1ng kh\u00f4ng \u0111\u1ee7 cho chi ti\u00eau d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng n\u1ee3 n\u1ea7n. Sau \u0111\u00f3, nh\u1eefng th\u00e1ng l\u01b0\u01a1ng ti\u1ebfp theo l\u00e0 chu\u1ed7i ng\u00e0y tr\u1ea3 v\u00e0 vay. \u0110i\u1ec1u n\u00e0y s\u1ebd c\u00f2n k\u00e9o d\u00e0i n\u1ebfu c\u00e1c b\u1ea1n kh\u00f4ng bi\u1ebft <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b>. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng, t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n s\u1ebd c\u00f3 s\u1ed1 d\u01b0, h\u00e3y th\u1ef1c hi\u1ec7n th\u01b0\u1eddng xuy\u00ean v\u00e0 trong th\u1eddi d\u00e0i nh\u1eefng c\u00e1ch sau:<\/span><\/p>\n

\u0110\u1eb7t m\u1ee5c ti\u00eau<\/b><\/h2>\n
\"dat-muc-tieu-de-tiet-kiem-hieu-qua-nhat\"
Bottles of cash with coins isolated on the background.<\/figcaption><\/figure>\n

D\u00f9 b\u1ea1n l\u00e0m vi\u1ec7c g\u00ec, thu nh\u1eadp ra sao, v\u1ea1ch ra m\u1ee5c ti\u00eau \u0111\u1ec3 th\u1ef1c hi\u1ec7n\u00a0 l\u00e0 \u0111i\u1ec1u r\u1ea5t c\u1ea7n thi\u1ebft. B\u1edfi, n\u00f3 ch\u00ednh l\u00e0 ch\u00eca kh\u00f3a gi\u00fap b\u1ea1n th\u00e0nh c\u00f4ng. V\u1edbi ti\u1ebft ki\u1ec7m ti\u1ec1n, \u0111\u1eb7t m\u1ee5c ti\u00eau l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean, \u0111\u00f3ng vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng. V\u00ec v\u1eady, b\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng, c\u1ee5 th\u1ec3 m\u1ee5c ti\u00eau cho t\u1eebng kho\u1ea3n ti\u1ebft ki\u1ec7m.<\/span><\/p>\n

Khi \u0111\u00e3 \u0111\u1eb7t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau, b\u1ea1n s\u1ebd bi\u1ebft \u0111\u01b0\u1ee3c m\u00ecnh n\u00ean d\u00f9ng c\u00e1ch n\u00e0o v\u00e0 trong th\u1eddi gian bao l\u00e2u \u0111\u1ec3 \u0111\u1ea1t k\u1ebft qu\u1ea3 nh\u01b0 mong mu\u1ed1n. B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1eb7t m\u1ee5c ti\u00eau theo tu\u1ea7n, theo th\u00e1ng, theo qu\u00fd ho\u1eb7c theo n\u0103m. Tuy nhi\u00ean, c\u00e1c b\u1ea1n ph\u1ea3i \u0111\u1eb7t m\u1ee5c ti\u00eau h\u1ee3p l\u00fd, ph\u00f9 h\u1ee3p v\u1edbi b\u1ea3n th\u00e2n tr\u00e1nh t\u00ecnh tr\u1ea1ng xa r\u1eddi th\u1ef1c t\u1ebf.<\/span><\/p>\n

B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1eb7t m\u1ee5c ti\u00eau \u201ct\u00f4i c\u1ea7n ti\u1ebft ki\u1ec7m 100 tri\u1ec7u trong m\u1ed9t n\u0103m\u201d ho\u1eb7c \u201ct\u00f4i c\u1ea7n thi\u1ebft ki\u1ec7m 50 tri\u1ec7u cho m\u1ed7i qu\u00fd\u201d, \u2026 \u0110\u01b0a ra m\u1ee5c ti\u00eau c\u1ee5 th\u1ec3 nh\u01b0 v\u1eady, b\u1ea1n s\u1ebd c\u1ed1 g\u1eafng ho\u1ea1ch \u0111\u1ecbnh t\u1eebng kho\u1ea3n chi theo nhu c\u1ea7u c\u1ea5p thi\u1ebft.<\/span><\/p>\n

Th\u00f4ng qua m\u1ee5c ti\u00eau, b\u1ea1n s\u1ebd c\u00f3 \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 ph\u1ea5n \u0111\u1ea5u. Kh\u00f4ng nh\u1eefng th\u1ebf, b\u1ea1n s\u1ebd d\u1ea7n d\u1ea7n h\u00ecnh th\u00e0nh th\u00f3i quen ti\u1ebft ki\u1ec7m ti\u1ec1n.<\/span><\/p>\n

Ghi ch\u00e9p l\u1ea1i c\u00e1c kho\u1ea3n thu v\u00e0 chi<\/b><\/h2>\n

\u0110\u00e3 b\u1ea1n gi\u1edd b\u1ea1n t\u00ednh to\u00e1n xem m\u1ed9t th\u00e1ng b\u1ea1n d\u01b0 \u0111\u01b0\u1ee3c bao nhi\u00eau ti\u1ec1n ch\u01b0a. N\u1ebfu c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 ch\u01b0a th\u00ec b\u1ea1n th\u1eadt sai l\u1ea7m. B\u1edfi, l\u01b0\u1eddi ghi ch\u00e9p c\u00e1c kho\u1ea3n chi ti\u00eau trong ng\u00e0y, b\u1ea1n s\u1ebd kh\u00f4ng n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh. T\u1eeb \u0111\u00f3 d\u1eabn \u0111\u1ebfn k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m ti\u1ec1n kh\u00f4ng \u0111\u1ea1t hi\u1ec7u qu\u1ea3.<\/span><\/p>\n

\"ghi-lai-danh-sach-nhung-thu-can-thiet\"<\/p>\n

B\u1ea1n n\u00ean ghi l\u1ea1i th\u1eadt chi ti\u1ebft c\u00e1c kho\u1ea3n thu nh\u1eadp v\u00e0 chi ti\u00eau \u0111\u1ec3 qu\u1ea3n l\u00fd d\u1ec5 d\u00e0ng h\u01a1n. Thi\u1ebft l\u1eadp \u0111\u01b0\u1ee3c th\u00f3i quen n\u00e0y, b\u1ea1n s\u1ebd ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c nh\u1eefng kho\u1ea3n chi ra kh\u00f4ng r\u00f5 l\u00fd do. Qua \u0111\u00f3, b\u1ea1n s\u1ebd c\u00f3 k\u1ebf ho\u1ea1ch \u0111i\u1ec1u ch\u1ec9nh qu\u00e1 tr\u00ecnh ti\u1ebft ki\u1ec7m h\u1ee3p l\u00fd.<\/span><\/p>\n

L\u1eadp danh s\u00e1ch nh\u1eefng th\u1ee9 c\u1ea7n mua<\/b><\/h2>\n

B\u1ea1n n\u00ean l\u1eadp danh s\u00e1ch h\u00e0ng h\u00f3a, s\u1ea3n ph\u1ea9m thi\u1ebft y\u1ebfu c\u1ea7n mua \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng \u201cth\u00edch th\u00ec mua\u201d. B\u1edfi khi kh\u00f4ng li\u1ec7t k\u00ea danh s\u00e1ch, c\u00e1c b\u1ea1n s\u1ebd kh\u00f4ng mua s\u1eafm theo k\u1ebf ho\u1ea1ch d\u1eabn \u0111\u1ebfn \u201cvung tay qu\u00e1 tr\u00e1n\u201d. Do \u0111\u00f3, \u0111\u1eebng ng\u1ea7n ng\u1ea1i v\u1edbi c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n n\u00e0y.<\/span><\/p>\n

Shopping r\u1ea5t d\u1ec5 b\u1ecb nghi\u1ec7n. V\u00ec v\u1eady, l\u00ean list nh\u1eefng th\u1ee9 c\u1ea7n mua v\u00f4 c\u00f9ng quan tr\u1ecdng. V\u1edbi c\u00e1ch n\u00e0y, b\u1ea1n s\u1ebd lo\u1ea1i b\u1ecf nh\u1eefng kho\u1ea3n chi kh\u00f4ng c\u1ea7n thi\u1ebft, g\u00f3p ph\u1ea7n t\u0103ng ti\u1ebft ki\u1ec7m.\u00a0<\/span><\/p>\n

H\u1ea1n ch\u1ebf vay n\u1ee3<\/b><\/h2>\n

B\u1ea1n n\u00ean h\u1ea1n ch\u1ebf vay n\u1ee3. N\u1ebfu kh\u00f4ng qu\u00e1 c\u1ea7n thi\u1ebft th\u00ec kh\u00f4ng n\u00ean vay n\u1ee3. B\u1edfi, vay m\u01b0\u1ee3n ti\u1ec1n \u1edf ng\u00e2n h\u00e0ng ho\u1eb7c m\u1ed9t t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c m\u1ed7i th\u00e1ng b\u1ea1n s\u1ebd ph\u1ea3i chi m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 tr\u1ea3 l\u00e3i. Vi\u1ec7c n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng, th\u1eadm ch\u00ed l\u00e0 c\u1ea3n tr\u1edf t\u1edbi kh\u1ea3 n\u0103ng ti\u1ebft ki\u1ec7m h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n. Do \u0111\u00f3, b\u1ea1n h\u00e3y c\u00e2n nh\u1eafc k\u1ef9 tr\u01b0\u1edbc khi vay n\u1ee3.<\/span><\/p>\n

Nhanh ch\u00f3ng<\/b> tr\u1ea3 n\u1ee3<\/b><\/h2>\n

N\u1ebfu b\u1ea1n c\u00f3 m\u1ed9t vay m\u1ed9t kho\u1ea3n n\u1ee3 n\u00e0o \u0111\u00f3 m\u00e0 ph\u1ea3i tr\u1ea3 l\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng, ch\u00fang t\u00f4i khuy\u00ean b\u1ea1n h\u00e3y nhanh ch\u00f3ng tr\u1ea3 kho\u1ea3n vay \u1ea5y \u0111i. H\u00e3y c\u1ed1 g\u1eafng l\u00e0m vi\u1ec7c nhi\u1ec1u h\u01a1n ho\u1eb7c ti\u1ebft ki\u1ec7m c\u00e1c chi ph\u00ed kh\u00e1c \u0111\u1ec3 tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc th\u1eddi h\u1ea1n. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3m b\u1edbt l\u00e3i su\u1ea5t. Sau khi \u0111\u00e3 thanh to\u00e1n h\u1ebft n\u1ee3, b\u1ea1n c\u00f3 th\u1ec3 quay tr\u1edf l\u1ea1i v\u1edbi nh\u1ecbp \u0111\u1ed9 c\u00f4ng vi\u1ec7c nh\u01b0 b\u00ecnh th\u01b0\u1eddng.<\/span><\/p>\n

C\u00f3 k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd ti\u1ec1n<\/b><\/h2>\n

K\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd ti\u1ec1n l\u00e0 \u0111\u00e1p \u00e1n c\u1ee7a c\u00e2u h\u1ecfi, b\u1ea1n ph\u1ea3i <\/span>ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng c\u00e1ch n\u00e0o<\/span>?<\/span> B\u1ea1n s\u1ebd th\u1ea5t b\u1ea1i ngay t\u1eeb \u0111\u1ea7u n\u1ebfu kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd ti\u1ec1n. B\u1edfi l\u1ebd, khi v\u1ea1ch ra k\u1ebf ho\u1ea1ch, b\u1ea1n s\u1ebd bi\u1ebft m\u00ecnh ph\u1ea3i l\u00e0m g\u00ec? Trong th\u1eddi gian bao l\u00e2u? S\u1ed1 ti\u1ec1n d\u1ef1 \u0111\u1ecbnh ti\u1ebft ki\u1ec7m l\u00e0 bao nhi\u00eau?…<\/span><\/p>\n

\"tra-no-nha-nhat-co-the\"<\/p>\n

\u0110\u1ea7u ti\u00ean, b\u1ea1n h\u00e3y ho\u1ea1ch \u0111\u1ecbnh k\u1ebf ho\u1ea1ch chi ti\u00eau h\u00e0ng th\u00e1ng. Bao g\u1ed3m c\u00e1c kho\u1ea3n c\u1ed1 \u0111\u1ecbnh v\u00e0 bi\u1ebfn \u0111\u1ed5i. C\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn kho\u1ea3n ti\u1ebft ki\u1ec7m, kho\u1ea3n d\u00f9ng ng\u1eafn h\u1ea1n, kho\u1ea3n d\u00f9ng d\u00e0i h\u1ea1n, kho\u1ea3n ph\u00e1t tri\u1ec3n c\u00e1 nh\u00e2n, kho\u1ea3n gi\u1ea3i tr\u00ed\u2026<\/span><\/p>\n

Sau \u0111\u00f3, b\u1ea1n h\u00e3y l\u1eadp danh s\u00e1ch c\u00e1c kho\u1ea3n chi v\u00e0 ph\u00e2n b\u1ed5 s\u1ed1 ti\u1ec1n cho h\u1ee3p l\u00fd. B\u1ea1n ph\u1ea3i b\u1ea3o \u0111\u1ea3m r\u1eb1ng, m\u00ecnh s\u1ebd th\u1ef1c hi\u1ec7n theo \u0111\u00fang k\u1ebf ho\u1ea1ch \u0111\u00e3 \u0111\u1eb7t ra.<\/span><\/p>\n

G\u1eedi ti\u1ebft ki\u1ec7m<\/b><\/h2>\n

\u00a0<\/b>M\u1edf t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m l\u00e0 m\u1ed9t trong nh\u1eefng <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b> hi\u1ec7u qu\u1ea3. N\u00f3 k\u00e8m theo l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng s\u1ebd l\u00e0 m\u1ed9t kho\u1ea3n ti\u1ebft ki\u1ec7m m\u1edbi m\u00e0 b\u1ea1n t\u00edch g\u00f3p \u0111\u01b0\u1ee3c. B\u1ea1n h\u00e3y d\u00e0nh th\u1eddi gian \u0111\u1ec3 t\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m cao. Ho\u1eb7c b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 ch\u1ecdn ng\u00e2n h\u00e0ng m\u00e0 m\u00ecnh nh\u1eadn l\u01b0\u01a1ng h\u00e0ng th\u00e1ng \u0111\u1ec3 g\u1eedi ti\u1ebft ki\u1ec7m b\u1eb1ng c\u00e1ch t\u1ef1 \u0111\u1ed9ng.<\/span><\/p>\n

\u00a0Hi\u1ec7n nay, r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng cung c\u1ea5p d\u1ecbch v\u1ee5 ti\u1ebft ki\u1ec7m t\u1ef1 \u0111\u1ed9ng v\u1edbi l\u00e3i su\u1ea5t cao. B\u1ea1n ch\u1ec9 c\u1ea7n ch\u1ecdn ng\u00e0y g\u1eedi v\u00e0 s\u1ed1 ti\u1ec1n g\u1eedi. \u0110\u1ebfn ng\u00e0y b\u1ea1n ch\u1ecdn h\u00e0ng th\u00e1ng, ng\u00e2n h\u00e0ng s\u1ebd t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n s\u1ed1 ti\u1ec1n \u0111\u00f3 t\u1eeb t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n sang t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m. Nh\u01b0 v\u1eady, b\u1ea1n \u0111\u00e3 ch\u1eafc ch\u1eafn g\u1eedi \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m r\u1ed3i \u0111\u1ea5y.<\/span><\/p>\n

V\u00e0 l\u1eddi khuy\u00ean l\u00e0 c\u00e1c b\u1ea1n h\u00e3y c\u00e2n nh\u1eafc \u0111\u1ec3 c\u00f3 th\u1ec3 ch\u1ecdn cho m\u00ecnh m\u1ed9t ng\u00e2n h\u00e0ng c\u00f3 d\u1ecbch v\u1ee5 t\u1ed1t, b\u1ea3o \u0111\u1ea3m mang l\u1ea1i l\u1ee3i \u00edch cho c\u00e1c b\u1ea1n.<\/span><\/p>\n

Lu\u00f4n suy ngh\u0129 ti\u1ebft ki\u1ec7m l\u00e0 c\u00e1ch <\/b>\u0111\u1ec3 l\u00e0m gi\u00e0u<\/b><\/h2>\n

B\u1ea1n ph\u1ea3i c\u00f3 suy ngh\u0129 r\u1eb1ng ti\u1ebft ki\u1ec7m l\u00e0 c\u00e1ch l\u00e0m gi\u00e0u nhanh nh\u1ea5t. C\u00f3 nh\u01b0 v\u1eady, b\u1ea1n m\u1edbi c\u00f3 \u0111\u1ed9ng l\u1ef1c th\u1ef1c hi\u1ec7n k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m m\u00e0 m\u00ecnh \u0111\u00e3 v\u1ea1ch ra. B\u1ea1n h\u00e3y h\u1ecdc c\u00e1ch mua s\u1eafm khoa h\u1ecdc. C\u1ee5 th\u1ec3 nh\u01b0, b\u1ea1n c\u00f3 th\u1ec3 mua v\u1edbi s\u1ed1 l\u01b0\u1ee3ng l\u1edbn; ho\u1eb7c mua \u1edf ch\u1ee3 \u0111\u1ea7u m\u1ed1i \u0111\u1ec3 c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 1 kho\u1ea3n ti\u1ec1n l\u1edbn.<\/span><\/p>\n

\"nguoi-nhat-tiet-kiem-tu-nhung-dieu-nho-nhat-nhat\"<\/p>\n

M\u1ed9t trong nh\u1eefng t\u1ea5m g\u01b0\u01a1ng ti\u1ebft ki\u1ec7m \u0111\u1ec3 l\u00e0m gi\u00e0u th\u00e0nh c\u00f4ng m\u00e0 c\u00e1c b\u1ea1n c\u1ea7n h\u1ecdc h\u1ecfi l\u00e0 t\u1ef7 ph\u00fa Warren Buffett, Ch\u1ee7 t\u1ecbch ki\u00eam Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Berkshire Hathaway. Khi v\u1ee3 \u00f4ng sinh ng\u01b0\u1eddi con \u0111\u1ea7u ti\u00ean, \u00f4ng \u0111\u00e3 ti\u1ebft ki\u1ec7m b\u1eb1ng c\u00e1ch t\u1ef1 ch\u1ebf t\u1ea1o m\u1ed9t chi\u1ebfc n\u00f4i cho con. Hay khi \u0111i c\u00f4ng t\u00e1c, \u00f4ng s\u1ebd g\u1ecdi n\u01b0\u1edbc u\u1ed1ng \u1edf ngo\u00e0i \u0111\u1ec3 kh\u00f4ng ph\u1ea3i tr\u1ea3 ph\u00ed ph\u1ee5c v\u1ee5 ph\u00f2ng.\u00a0<\/span><\/p>\n

B\u1ea1n th\u1ea5y \u0111\u00f3, ti\u1ebft ki\u1ec7m l\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 l\u00e0m gi\u00e0u. Tuy nhi\u00ean, ti\u1ebft ki\u1ec7m kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1ch b\u1ea1n ph\u1ea3i t\u1eb1n ti\u1ec7n, ki bo t\u1eebng \u0111\u1ed3ng \u0111\u1ec3 ti\u00eau x\u00e0i.\u00a0<\/span><\/p>\n

H\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi Nh\u1eadt<\/b><\/h2>\n

Nh\u1eadt b\u1ea3n \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ea5t n\u01b0\u1edbc v\u0103n minh v\u00e0 ph\u00e1t tri\u1ec3n b\u1eadc nh\u1ea5t th\u1ebf gi\u1edbi. N\u01a1i \u0111\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 bi\u1ec3u t\u01b0\u1ee3ng v\u0103n h\u00f3a \u0111\u1ec3 nhi\u1ec1u n\u01b0\u1edbc kh\u00e1c h\u1ecdc h\u1ecfi, trong \u0111\u00f3 c\u00f3 Vi\u1ec7t Nam. V\u00e0 m\u1ed9t trong nh\u1eefng th\u1ee9 m\u00e0 ch\u00fang ta c\u1ea7n h\u1ecdc h\u1ecfi l\u00e0 <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi Nh\u1eadt<\/span>.<\/span><\/p>\n

Ng\u01b0\u1eddi Nh\u1eadt B\u1ea3n b\u1ecf ra m\u1ed9t kho\u1ea3ng 17% \u0111\u1ebfn 20% thu nh\u1eadp c\u1ee7a m\u00ecnh \u0111\u1ec3 g\u1eedi ti\u1ebft ki\u1ec7m. V\u00e0 ch\u00ednh ngu\u1ed3n ti\u1ebft ki\u1ec7m n\u00e0y tr\u1edf th\u00e0nh ngu\u1ed3n v\u1ed1n quan tr\u1ecdng \u0111\u1ec3 h\u1ecd ph\u00e1t tri\u1ec3n kinh t\u1ebf.<\/span><\/p>\n

Khi \u0111i \u0103n t\u1ea1i c\u00e1c nh\u00e0, ng\u01b0\u1eddi Nh\u1eadt s\u1eb5n s\u00e0ng g\u00f3i \u0111\u1ed3 \u0103n th\u1eeba mang v\u1ec1 ch\u1ee9 kh\u00f4ng phung ph\u00ed khi c\u00f2n s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c. V\u1edbi c\u00e1ch l\u00e0m n\u00e0y, h\u1ecd \u0111\u00e3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c ti\u1ec1n mua th\u1ee9c \u0103n cho b\u1eefa khuya ho\u1eb7c b\u1eefa s\u00e1ng.<\/span><\/p>\n

Hay thay v\u00ec \u0111i l\u00e0m b\u1eb1ng xe m\u00e1y ho\u1eb7c \u00f4 t\u00f4, ng\u01b0\u1eddi Nh\u1eadt B\u1ea3n s\u1ebd ch\u1ecdn \u0111i xe \u0111\u1ea1p \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed x\u0103ng xe, s\u1eeda ch\u1eefa, b\u1ea3o d\u01b0\u1ee1ng.<\/span><\/p>\n

Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 th\u1ea5y, ng\u01b0\u1eddi Nh\u1eadt ti\u1ebft ki\u1ec7m ti\u1ec1n t\u1eeb nh\u1eefng c\u00e1i nh\u1ecf nh\u1eb7t nh\u1ea5t. Do \u0111\u00f3, b\u1ea1n h\u00e3y h\u1ecdc h\u1ecd <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b>, c\u00e1ch chi ti\u00eau \u0111\u00fang l\u00fac, \u0111\u00fang n\u01a1i, tr\u00e1nh t\u00ecnh tr\u1ea1ng mua qu\u00e1 tay. \u0110\u1ed3ng th\u1eddi, h\u00e3y l\u00e0m vi\u1ec7c m\u1ed9t c\u00e1ch khoa h\u1ecdc \u0111\u1ec3 ti\u1ebft ki\u1ec7m th\u1eddi gian, d\u00f9ng th\u1eddi gian h\u1ee3p l\u00fd \u0111\u1ec3 t\u1ea1o ra ti\u1ec1n.\u00a0<\/span><\/p>\n

Ti\u1ebft ki\u1ec7m ti\u1ec1n t\u1eeb nh\u1eefng \u0111i\u1ec1u nh\u1ecf nh\u1eb7t<\/b><\/h2>\n

Ti\u1ebft ki\u1ec7m ti\u1ec1n t\u1eeb nh\u1eefng th\u1ee9 nh\u1ecf nh\u1eb7t trong cu\u1ed9c s\u1ed1ng l\u00e0<\/span> c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n <\/b>\u0111\u01a1n gi\u1ea3n nh\u1ea5t. B\u1ea1n h\u00e3y th\u1eed ngay nh\u1eefng b\u00ed quy\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!<\/span><\/p>\n

– C\u1ed1 \u0111\u1ecbnh kho\u1ea3n chi <\/span><\/i>theo tu\u1ea7n<\/span><\/i><\/h3>\n

M\u1ed7i tu\u1ea7n, b\u1ea1n n\u00ean c\u1ed1 \u0111\u1ecbnh m\u1ed9t kho\u1ea3n chi ti\u00eau cho tu\u1ea7n \u0111\u00f3. Vi\u1ec7c l\u00e0m n\u00e0y s\u1ebd gi\u00fap b\u1ea1n kh\u00f4ng chi ti\u00eau qu\u00e1 quy \u0111\u1ecbnh. Tr\u01b0\u1eddng h\u1ee3p, n\u1ebfu tu\u1ea7n tr\u01b0\u1edbc b\u1ea1n \u0111\u00e3 chi ti\u00eau qu\u00e1 tay th\u00ec tu\u1ea7n n\u00e0y b\u1ea1n ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i. \u0110\u00e2y c\u0169ng l\u00e0 c\u00e1ch gi\u00fap b\u1ea1n tr\u00e1nh t\u00ecnh tr\u1ea1ng th\u00e2m h\u1ee5t ng\u00e2n s\u00e1ch.\u00a0<\/span><\/p>\n

– Ti\u1ebft ki\u1ec7m ti\u1ec1n l\u1ebb l\u00e0 <\/span><\/i>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n hi\u1ec7u qu\u1ea3 <\/span>nh\u1ea5t<\/span><\/h3>\n

Ti\u1ebft ki\u1ec7m ti\u1ec1n l\u1ebb l\u00e0<\/span> c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n hi\u1ec7u qu\u1ea3<\/span> m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ec3 \u00fd \u0111\u1ebfn. B\u1edfi, ti\u1ec1n l\u1ebb ch\u1ec9 \u0111\u1ee7 \u0111\u1ec3 mua m\u1ed9t c\u00e1i k\u1eb9o, m\u1ed9t c\u00e1i b\u00e1nh n\u00ean ch\u00fang ta th\u01b0\u1eddng \u0111\u1ec3 n\u00f3 lung tung, t\u00fai n\u00e0y m\u1ed9t t\u1edd v\u00e0 t\u00fai kia m\u1ed9t t\u1edd.<\/span><\/p>\n

\"tien-le-quan-trong-lam\"<\/p>\n

Thay v\u00ec th\u00f3i quen x\u1ea5u \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea5t ti\u1ec1n l\u1ebb v\u00e0o \u1ed1ng heo, ho\u1eb7c m\u1ed9t n\u01a1i n\u00e0o \u0111\u00f3 v\u00e0 ph\u1ea3i th\u01b0\u1eddng xuy\u00ean ki\u1ec3m tra n\u00f3. Sau m\u1ed9t th\u1eddi gian, b\u1ea1n s\u1ebd th\u1ea5y s\u1ed1 ti\u1ec1n m\u00ecnh ti\u1ebft ki\u1ec7m \u0111\u00e3 kh\u00e1 nhi\u1ec1u r\u1ed3i \u0111\u1ea5y.<\/span><\/p>\n

– D\u00f9ng ti\u1ec1n m\u1eb7t<\/span><\/i><\/h3>\n

Th\u1ebb t\u00edn d\u1ee5ng l\u00e0 m\u1ed9t con dao 2 l\u01b0\u1ee1i. B\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 c\u1ea3m gi\u00e1c chi ti\u1ec1n, do \u0111\u00f3 ch\u1ee7 quan trong vi\u1ec7c mua s\u1eafm. Nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch chi ti\u00eau th\u01b0\u1eddng th\u00edch d\u00f9ng ti\u1ec1n m\u1eb7t h\u01a1n l\u00e0 th\u1ebb t\u00edn d\u1ee5ng. B\u1edfi v\u00ec n\u00f3 s\u1ebd gi\u00fap h\u1ecd tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng c\u00e1m d\u1ed7 khi c\u00f3 nhi\u1ec1u m\u00f3n h\u00e0ng gi\u1ea3m gi\u00e1. Nh\u01b0ng ti\u1ec1n m\u1eb7t c\u1ee7a h\u1ecd kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 mua. <\/span><\/p>\n

V\u00e0 nh\u01b0 v\u1eady, h\u1ecd \u0111\u00e3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u00e1ng k\u1ec3.<\/span><\/p>\n

D\u00f9ng ti\u1ec1n m\u1eb7t l\u00e0 th\u00f3i quen t\u1ed1t gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m ti\u1ec1n hi\u1ec7u qu\u1ea3. Thay v\u00ec thanh to\u00e1n b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng, c\u00e1c b\u1ea1n h\u00e3y lu\u00f4n mang theo ti\u1ec1n m\u1eb7t khi \u0111i mua s\u1eafm. V\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u00ean mang ti\u1ec1n c\u00f3 m\u1ec7nh gi\u00e1 nh\u1ecf.<\/span><\/p>\n

– Mua h\u00e0ng gi\u1ea3m gi\u00e1<\/span><\/i><\/h3>\n

Nhi\u1ec1u b\u1ea1n ch\u1ecdn <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b> b\u1eb1ng vi\u1ec7c mua h\u00e0ng gi\u1ea3m gi\u00e1. V\u1eady t\u1ea1i sao b\u1ea1n kh\u00f4ng th\u1eed. Tr\u01b0\u1edbc khi chu\u1ea9n b\u1ecb \u0111i mua s\u1eafm, b\u1ea1n n\u00ean ch\u1ecdn c\u00e1c m\u1eb7t h\u00e0ng khuy\u1ebfn m\u00e3i, gi\u1ea3m gi\u00e1. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh s\u1ebd t\u1ed1n bao nhi\u00eau ti\u1ec1n mua s\u1eafm.<\/span><\/p>\n

B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd nh\u1eadn b\u1ea3n tin khuy\u1ebfn m\u00e3i t\u1eeb c\u00e1c c\u1eeda h\u00e0ng online uy t\u00edn \u0111\u1ec3 n\u1eafm b\u1eaft nh\u1eefng c\u01a1 h\u1ed9i mua h\u00e0ng gi\u1ea3m gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng cao. \u0110\u1ed3ng th\u1eddi t\u1eadn d\u1ee5ng nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh t\u1eb7ng m\u00e3 gi\u1ea3m gi\u00e1 ho\u1eb7c voucher \u0111\u1ec3 mua s\u1eafm. \u0110\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u00e0y Black Friday hay Cyber Monday v.v\u2026<\/span><\/p>\n

– T\u1eeb b\u1ecf m\u1ed9t s\u1ed1 th\u00f3i quen kh\u00f4ng t\u1ed1t<\/span><\/i><\/h3>\n

Nh\u1eefng th\u00f3i quen kh\u00f4ng t\u1ed1t nh\u01b0 \u0111\u00e1nh b\u1ea1c, h\u00fat thu\u1ed1c l\u00e1, u\u1ed1ng r\u01b0\u1ee3u bia, c\u00e1 \u0111\u1ed9 b\u00f3ng \u0111\u00e1… l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n khi\u1ebfn cho k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m ti\u1ec1n c\u1ee7a b\u1ea1n ph\u00e1 s\u1ea3n. T\u1eeb b\u1ecf \u0111\u01b0\u1ee3c nh\u1eefng th\u00f3i quen x\u1ea5u n\u00e0y, b\u1ea1n s\u1ebd ti\u1ebft ki\u1ec7m nh\u1eefng kho\u1ea3n ti\u1ec1n kh\u00f4ng h\u1ec1 nh\u1ecf.<\/span><\/p>\n

– T\u00edch c\u1ef1c m\u01b0\u1ee3n thay v\u00ec mua<\/span><\/i><\/h3>\n

M\u1ed9t s\u1ed1 th\u1ee9, b\u1ea1n c\u00f3 th\u1ec3 m\u01b0\u1ee3n thay v\u00ec mua. Ch\u00fang t\u00f4i kh\u00f4ng khuy\u00ean b\u1ea1n m\u01b0\u1ee3n t\u1ea5t c\u1ea3 c\u1ee7a ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 d\u00f9ng. H\u00e3y m\u01b0\u1ee3n khi c\u1ea3m th\u1ea5y ch\u00fang ch\u01b0a c\u1ea5p thi\u1ebft \u0111\u1ebfn m\u1ee9c m\u00ecnh ph\u1ea3i mua l\u1eadp t\u1ee9c.<\/span><\/p>\n

B\u1ea1n c\u00f3 th\u1ec3 m\u01b0\u1ee3n t\u00e0i li\u1ec7u, s\u00e1ch v\u1edf trong h\u1ecdc t\u1eadp. Ho\u1eb7c trang ph\u1ee5c, ph\u1ee5 ki\u1ec7n cho nh\u1eefng d\u1ecbp \u0111\u1eb7c bi\u1ec7t nh\u01b0 sinh nh\u1eadt, c\u01b0\u1edbi h\u1ecfi ch\u1eb3ng h\u1ea1n. B\u1ea1n ph\u1ea3i c\u00f3 \u00fd th\u1ee9c b\u1ea3o qu\u1ea3n v\u00e0 s\u1eed d\u1ee5ng \u0111\u1ed3 m\u01b0\u1ee3n c\u1ea9n th\u1eadn. \u0110\u00f3 v\u1eeba l\u00e0 c\u00e1ch \u0111\u1ec3 ti\u1ebft ki\u1ec7m v\u1eeba l\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 uy t\u00edn c\u1ee7a ch\u00ednh m\u00ecnh.<\/span><\/p>\n

– H\u1ea1n ch\u1ebf <\/span><\/i>ti\u00eau v\u1eb7t<\/span><\/i><\/h3>\n

B\u1ea1n n\u00ean c\u00f3 th\u00f3i quen mua s\u1eafm h\u00e0ng th\u00e1ng ho\u1eb7c h\u00e0ng tu\u1ea7n \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng ti\u00eau v\u1eb7t. Ch\u00ednh v\u00ec d\u00e0nh nh\u1eefng kho\u1ea3n ti\u1ec1n nh\u1ecf \u0111\u1ec3 chi ti\u00eau n\u00ean c\u00e1c b\u1ea1n kh\u00f4ng quan t\u00e2m, kh\u00f4ng ghi ch\u00e9p l\u1ea1i d\u1eabn \u0111\u1ebfn th\u1ea5t tho\u00e1t.<\/span><\/p>\n

H\u00e3y b\u1ea3o \u0111\u1ea3m r\u1eb1ng, m\u1ed9t l\u1ea7n b\u1ea1n \u0111i shopping, m\u1ecdi v\u1eadt d\u1ee5ng s\u1ebd \u0111\u1ee7 d\u00f9ng trong m\u1ed9t th\u00e1ng ho\u1eb7c m\u1ed9t tu\u1ea7n. C\u00f3 nh\u01b0 v\u1eady, s\u1ed1 ti\u1ec1n b\u1ea1n chi ra m\u1edbi \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n v\u00e0 ti\u1ebft ki\u1ec7m th\u1eddi gian th\u00f4ng minh c\u1ee7a gi\u1edbi v\u0103n ph\u00f2ng.<\/span><\/p>\n

– <\/span><\/i>C\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n t\u1ed1i \u0111a <\/span>l\u00e0 t<\/span>\u1eaft \u0111\u00e8n khi kh\u00f4ng s\u1eed d\u1ee5ng<\/span><\/i><\/h3>\n

C\u00f3 th\u1ec3 n\u00f3i, \u0111\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n t\u1ed1i \u0111a m\u00e0 c\u00e1c doanh nh\u00e2n th\u00e0nh \u0111\u1ea1t \u0111\u00e3 \u00e1p d\u1ee5ng \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u kh\u1edfi nghi\u1ec7p.\u00a0<\/span><\/p>\n

T\u1eaft \u0111\u00e8n l\u00e0 c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n \u0111i\u1ec7n h\u00e0ng th\u00e1ng \u2013 kho\u1ea3n chi ph\u00ed m\u00e0 b\u1ea1n b\u1eaft bu\u1ed9c ph\u1ea3i chi tr\u1ea3. \u0110\u1ec3 ti\u1ebft ki\u1ec7m, c\u00e1c b\u1ea1n h\u00e3y t\u1eaft \u0111\u00e8n khi ra kh\u1ecfi ph\u00f2ng, r\u1eddi kh\u1ecfi nh\u00e0. T\u1ea1o \u0111\u01b0\u1ee3c th\u00f3i quen n\u00e0y, h\u00f3a \u0111\u01a1n ti\u1ec1n \u0111i\u1ec7n c\u1ee7a b\u1ea1n s\u1ebd gi\u1ea3m. V\u00e0 do \u0111\u00f3, b\u1ea1n \u0111\u00e3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n chi ph\u00ed.<\/span><\/p>\n

C\u00e1c b\u1ea1n l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ebb, c\u00e1c b\u1ea1n c\u1ed1 g\u1eafng ph\u1ea5n \u0111\u1ea5u cho s\u1ef1 nghi\u1ec7p c\u1ee7a m\u00ecnh. Nh\u01b0ng n\u1ebfu kh\u00f4ng bi\u1ebft <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b> th\u00ec khi v\u1ec1 gi\u00e0, c\u00e1c b\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 g\u00ec trong tay. Do \u0111\u00f3, ngay t\u1eeb b\u00e2y gi\u1edd, c\u00e1c b\u1ea1n h\u00e3y th\u1eed \u00e1p d\u1ee5ng c\u00e1c c\u00e1ch tr\u00ean. Hy v\u1ecdng, c\u00e1c b\u1ea1n s\u1ebd s\u1edbm \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m c\u1ee7a m\u00ecnh.<\/span><\/p>\n

Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng <\/span>c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/b> hi\u1ec7u qu\u1ea3 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng v\u00e0o cu\u1ed9c s\u1ed1ng. C\u00e1c b\u1ea1n h\u00e3y c\u00e2n nh\u1eafc \u0111\u1ec3 ch\u1ecdn l\u1ef1a nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p ph\u00f9 h\u1ee3p v\u1edbi m\u00ecnh nh\u1ea5t. Ch\u00fac c\u00e1c b\u1ea1n th\u00e0nh c\u00f4ng!<\/span><\/p>\n

B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u00e0i \u0111\u1ecdc: Doctor \u0110\u1ed3ng n\u00f3i v\u1ec1 c\u00e1ch vay ti\u1ec1n ng\u00e2n h\u00e0ng Vietcombank nhanh<\/a><\/strong><\/span> \u0111\u1ec3 gi\u1ea3m vi\u1ec7c t\u1ed5n th\u1ea5t th\u00eam chi ph\u00ed kh\u00f4ng \u0111\u00e1ng c\u00f3 khi vay ti\u1ec1n. \u0110\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n!<\/p>\n","protected":false},"excerpt":{"rendered":"

H\u00e3y \u00e1p d\u1ee5ng ngay nh\u1eefng c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n d\u01b0\u1edbi \u0111\u00e2y nh\u00e9! Ch\u00fang s\u1ebd gi\u00fap \u00edch cho c\u00e1c b\u1ea1n r\u1ea5t nhi\u1ec1u \u0111\u1ea5y.<\/p>\n","protected":false},"author":155708575,"featured_media":856,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts\/855"}],"collection":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/users\/155708575"}],"replies":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/comments?post=855"}],"version-history":[{"count":0,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/posts\/855\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/media\/856"}],"wp:attachment":[{"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/media?parent=855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/categories?post=855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hoclamgiau.vn\/wp-json\/wp\/v2\/tags?post=855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}